I was pretty sure it was the heating and air conditioning, but I didn’t think it sounded right that nearly half of my money was going to those utilities
It took me a long time to grow up. I was irresponsible and I spent my money frivolously. I bought whatever I wanted when I wanted and I always thought that I would pay it when the bill came. The bill would come and I was never able to afford to pay it in full. So many times I had to go to my mom and dad and ask for help, but not anymore. I started budgeting my money. I have a list of what comes into the house and what goes out. I don’t spend money unless I have a certain amount left over when my check comes in. I often think about buying things I can’t afford, but I really do try hard to shake it off. I now own my home and I know that there will always be expenses that I need to pay. Recently, I was going over my budget and it suddenly hit me that I was spending more money in the winter and the summer. I was pretty sure it was the heating and air conditioning, but I didn’t think it sounded right that nearly half of my money was going to those utilities. I wanted to call the HVAC company to see if there was some way that I could save some money on my heating and air conditioning. It seemed that both were running quite efficiently so now, I need to find a way to cut down on my usage of the heating and air conditioning. I may find that I am uncomfortable at times, but I need to tighten my belt if I am going to keep to my budget.