I don’t think this is working

Big decision always stress me out; I dislike spending a whole lot of money on something that is not fun… Car repairs, plumbing repair or getting a major appliance is always a downer. I also don’t appreciate buying something do not I have prior expertise on. Then my heating and air conditioning component recently quit on me plus I need to get a full replacement. I have zero knowledge about heating and cooling. I think what I had before was a forced air system–do I get that again? I studied online all my options in the heating and air conditioning field plus it is overwhelming. I never realized that there were this many types of heating and cooling methods. For heating alone you can have a furnace powered by electric, oil or gas. You also could do a fireplace instead, and there are boiler systems, radiant floors plus even heat pump systems that provide heating too.Then for air conditioning, you can have central air conditioning that uses ductwork. There is also ductless mini splits that can be used in zones. There is also high velocity AC that uses ductwork, only it is smaller. It is genuinely intimidating trying to opportunity the system for my home. I genuinely don’t care–I just want heating and cooling. I don’t care if it uses ductwork or not. I don’t care if it is gas, electric or oil. However, I suppose that I should research more before I spend a ton of money on something that might not do the job for me. The last thing I want is to get a heating and air conditioning component that is wrong for my climate or home.