I entirely need to be a lot more careful when using my bank debit card! I made a pretty exhausting mistake the other week when I was having some heating and a/c repair being made to my central Heating, Ventilation & A/C unit, then when I called the heating and a/c supplier to send a certified heating and a/c specialist out to my apartment to do the Heating, Ventilation & A/C repair, I thought I could just put the cost of it on my bank debit card. I thought that there was enough money in my bank account to cover the bill from the heating and a/c supplier, but much to my surprise after I let the heating and a/c supplier charge my bank debit card, everything went bad! My bank account got overdrawn by a little over 1 hundred dollars! I was that much short. I had forgot that i had another bill on autopay on it. This is what caused the problem. I called the local heating and a/c supplier to see if they could reverse the charge and instead charge my debit card. I explained to them the mistake I made in not keeping official track of my bank debit card. They were entirely understanding about the situation and allowed myself and others to charge it to my debit card and reversed the charge on my bank debit card. This made it so I did not have to spend money any overdraft fees with my bank. I was entirely blissful about this! The heating and a/c supplier is ran by some pretty kind folks.